This Financial Disclaimer is incorporated by reference into our Terms and Conditions and should be read together with those Terms.
Effective Date: Februrary 15, 2026
The information provided by Shopaholics in the Know (“SitK,” “we,” “us,” or “our”) is for informational and educational purposes only.
By accessing or using this website, you acknowledge, understand, and agree to the following:
1. No Financial, Investment, or Professional Advice
SitK does not provide financial, investment, legal, tax, accounting, or other professional advice.
Nothing on this website constitutes:
- Investment advice
- A recommendation to buy, sell, or hold any security or asset
- An offer to solicit or transact
- Portfolio management services
- Financial planning services
- A fiduciary relationship
SitK is not a registered investment advisor, broker-dealer, financial planner, or fiduciary in any jurisdiction.
All content is general in nature and does not consider your individual financial situation, objectives, or risk tolerance.
2. No Securities Offering
Nothing contained on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, financial instrument, or investment product.
Any references to securities, companies, or financial instruments are provided solely for informational and commentary purposes.
3. High-Risk Asset Disclosure
Certain investments discussed on this website may involve substantial risk, including but not limited to:
- Cryptocurrencies and digital assets
- Options, futures, and derivatives
- Leveraged products
- Startups and private companies
- Speculative or emerging market securities
These assets are highly volatile and may result in partial or total loss of capital.
You acknowledge that high-risk investments are not suitable for all investors and that you assume full responsibility for any decisions involving such assets.
4. Investment Risk and Loss of Capital
All investing involves risk, including the possible loss of principal.
Market conditions can change rapidly. Company performance may decline unexpectedly. Economic, regulatory, and geopolitical factors may impact asset values.
Past performance does not guarantee future results.
You assume full responsibility for any financial loss resulting from your decisions.
5. Forward-Looking Statements Safe Harbor
Content on SitK may include forward-looking statements, projections, forecasts, expectations, estimates, or opinions regarding markets, companies, industries, or financial performance.
These statements are based on assumptions, estimates, and information available at the time of publication and are inherently subject to significant risks and uncertainties.
Actual results may differ materially from those expressed or implied in forward-looking statements.
SitK undertakes no obligation to update, revise, or correct forward-looking statements after publication.
6. Independent Due Diligence Required
You agree to conduct your own independent research and consult with licensed financial, legal, tax, or accounting professionals before making any financial or investment decision.
You agree not to rely solely on information presented on this website.
7. Non-Reliance Acknowledgment
By using this website, you expressly acknowledge and agree that:
- You are not relying on SitK as a primary basis for any financial or investment decision
- You understand that all content is opinion-based and informational
- You assume full responsibility for evaluating the accuracy and applicability of any information
- You release SitK from any responsibility for your reliance on its content
8. No Guarantees or Representations
SitK makes no guarantees regarding:
- Investment returns
- Market performance
- Company growth
- Financial results
- Business success
- Accuracy or completeness of information
All information is provided without warranties of any kind, express or implied.
9. Accuracy and No Duty to Update
While we strive for accuracy, financial data and company information may change without notice.
SitK makes no representation that content is complete, accurate, or current.
We are under no obligation to update previously published material.
10. Affiliate and Compensation Disclosure
SitK may receive compensation through affiliate relationships, sponsorships, or advertising.
Compensation does not constitute endorsement or recommendation.
You are solely responsible for evaluating any product, service, or opportunity.
11. Limitation of Liability
To the fullest extent permitted by law, SitK and its owners, contributors, affiliates, contractors, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from:
- Financial or investment losses
- Loss of principal
- Loss of profits
- Missed opportunities
- Business losses
- Reliance on website content
- Errors or omissions
This limitation applies regardless of legal theory and even if SitK has been advised of the possibility of such damages.
Your sole remedy for dissatisfaction with this website is to discontinue use.
12. User Assumption of Risk
You acknowledge that:
- Investing involves inherent uncertainty
- Financial markets are unpredictable
- Loss of capital is possible
- You voluntarily assume all risks associated with your financial decisions
If you do not agree with this Financial Disclaimer, you must discontinue use of this website immediately.